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Abstract
A method, system, and computer-usable medium for sending a first notification message to a credit card agency alerting the credit card agency of a misplaced credit card, an identification of a credit card owner, and a location of the misplaced credit card; in response to receiving the first notification message, sending a second notification message to the credit card owner corresponding to the misplaced credit card; and in response to receiving the second notification message, specifying a procedure for returning the misplaced credit card to the credit card owner.
Abstract
A system for processing credit card payments is provided. According to one aspect of the system, a client is able to submit payment transactions in different formats for processing. Depending on the submission format, the payment transaction can be processed by either a batch process or a right-time process. The right-time process processes the payment transaction in real-time upon submission thereby allowing the corresponding credit account to be updated in a more timely manner. In particular, the right-time process adjusts the available credit relative to the corresponding credit account in a real-time manner so that the available credit closely tracks or reflects payments made to the credit account.
Abstract
A method of acquiring goods and services using a pre-paid credit card, issued by either a merchant in any network of merchants or service providers, a bank card network or a financial institution, credit card companies and a system for settling a used amount with the pre-paid credit card. A method of banks and financial institutions offering for sale at retail locations, pre-paid credit cards in any amounts the banks and financial institutions deem fit and make available for sale to the public. The Pre-Paid Credit Card does not access cash using the ATM. |
