Us Patent Ideas

Credit Card Patent Ideas Search

Credit card transaction authentication system and method using mobile terminal

Abstract
The present invention relates to a credit card transaction authentication system and method using a mobile terminal. There is provided a credit card transaction authentication system using a mobile terminal for performing a work of credit card authentication for a relay system of a VAN company connected between an approval system of a credit card company, which can approve a credit card settlement of the prices, and a transaction approval terminal, which requests credit card transaction approval by means of contactless radio-frequency identification for the mobile terminal containing a transponder therein. The present invention provides advantages that a cumbersome procedure in which the credit card should be handed over and taken again by the user upon making the credit card settlement can be eliminated, and stability of credit card information can be enhanced so that a commercial transaction can be briskly made.

Method and system for generating fixed and/or dynamic rebates in credit card type transactions

Abstract
The present invention is directed to a method and system for dynamically generating and distributing rebates to a credit cardholder in response to credit card payment transactions initiated by the credit cardholder. The method comprises the steps of processing a credit card transaction initiated by a credit cardholder, storing transaction data corresponding to the credit card transaction in a transaction database, accessing the transaction data stored on the transaction database on a periodic basis to produce a billing statement listing a debt incurred by the credit cardholder, generating a dynamic rebate amount for effecting a discount of the incurred debt for the cardholder, and updating the billing statement to reflect the discount provided by the dynamic rebate amount.

Credit card driver's license

Abstract
A system and method for obtaining driver's license credit card products is disclosed. Applicants who visit a Department of Motor Vehicles (DMV) facility to obtain a driver's license may be offered the opportunity to obtain a line of credit that is associated with their driver's license. After applicants provide credit information, the DMV facility generates credit validation requests that are sent to a credit card issuer. The credit card issuer determines whether the applicant is eligible to receive a line of credit based on information included in the credit validation requests. The credit card issuer generates credit validation responses based on the determination and sends the response back to the DMV facility. The DMV facility determines whether the applicants were each approved for a line of credit from the credit card issuer, and if so, generates a driver's license credit card product that may be used as a license to operate a motor vehicle and as a standard credit card.

Related Patent
  Patent NO. Credit Card Patent Title
151 20020152178 Credit card transaction authentication system and method using mobile terminal
152 20020152116 Method and system for generating fixed and/or dynamic rebates in credit card type transactions
153 20020147679 Credit card driver's license
154 20020143708 System and method for conducting secure on-line transactions using a credit card
155 20020143570 Credit card management method, credit card management program, credit card management device
156 20020138428 Hybrid credit card transaction system
157 20020138309 Computerized system for combining insurance company and credit card transactions
158 20020133462 Instant electronic notification of credit card use serves as deterrent
159 20020128040 Portable credit card and check verifying apparatus
160 20020128034 Credit card communication system
161 20020123972 Apparatus for and method of secure ATM debit card and credit card payment transactions via the internet
162 20020123962 System and method for providing a reaffirmation credit card including an increasing credit limit
163 20020117243 Credit card holder
164 20020116330 Wireless communicating credit card
165 20020103767 Transaction and logistics integrated management system (TALISMAN) for secure credit card payment and verified transaction delivery
166 20020103736 Method for secure credit card entry into an online database
167 20020099648 Method of reducing fraud in credit card and other E-business
168 20020095388 Transparent secure electronic credit card transaction protocol with content-based authentication
169 20020095303 System and method for selecting a credit card processor
170 20020091646 Method and system for verifying the identity of on-line credit card purchasers through a proxy transaction
171 20020087968 Set-top box with credit card reader and method of activation/authenticatio- n
172 20020087869 System and method of authenticating a credit card using a fingerprint
173 20020079363 Social action system using a credit card
174 20020062291 Touch scan internet credit card verification purchase process
175 20020046341 System, and method for prepaid anonymous and pseudonymous credit card type transactions
176 20020032657 Credit card duplication prevention system and method
177 20020032648 Method for installing credit card processing for internet merchants
178 20020029196 Vending machine for vending age-restricted products using a credit card and associated methods
179 20020027980 Method and apparatus for forwarding caller identification for a credit card or calling card call to an automatic number identification system or a telephone network
180 20020027837 Rewritable CD credit card
181 20020023054 Method and system for protecting credit card transactions
182 20020017568 Fabrication of a high resolution, low profile credit card reader and card reader for transmission of data by sound
183 20020014527 Sales system using credit cards, credit card verification device, and credit card
184 20020013766 Commercial settlement system with prepaid type credit card
185 20010056409 Offline one time credit card numbers for secure e-commerce
186 20010053239 Credit card fraud elimination system
187 20010051917 System integrating credit card transactions into a financial management system
188 20010050311 Gaming machine credit card
189 20010049655 Anonymous credit card
190 20010047336 Credit card management system
191 20010032184 Property linked-credit card
192 20010009542 Credit card-type data medium adapted for CD-ROM player or the like
193 20010005953 Display frame for photographs and the like and typically credit card-sized
 
 
Adjustable Bed
Air Curtain
Air Purifier
Auto Lift
Badge Holder
Balance
Blinds
Blister Packaging
Cable Lock
Cable Ties
Carpet
Caster Wheel
CCtv Camera
Cell Phone
Computer Desk
Computer Rack
Conference System
Conference Table
Copier
Counterfeit Detector
Credit Card
Dental Care
Desiccant
Digital Video Recorder
Domain Names
Dome Camera
Double Sided Tape
Electric Hoist
Electric Wheel Chair
Ethernet Switch
Exit Sign
Fire Extinguisher
First Aid Kit
Flow Meter
Forklift Truck
Garden Light
Garden Umbrella
Geogrid
Glue Gun
Hair Treatment
Hand Dryer
Health Care
Hearing Aid
Heat Shrink Tube
Infrared Camera
Infrared Thermometer
Ink
Ink Refill
Inkjet Cartridge
Insurance
Investment Casting
Juice
Juice Extractor
Kitchen Faucet
Laminate Flooring
Lanyard
Laptop
Laser Engraving Machine
Latex Gloves
LED Display
Linear Bearing
Massage Chair
Massage Table
Mattress
Mattress Pad
Mechanical Balance
Memory Foam Pillow
Microscope Camera
Mini Flashlight
Modem Card
Nitrogen Generator
Office Chair
Office Furniture
Pallet
Paper Shredder
Patch Cord
PCB
Personal Care
Photo Paper
Portable Vacuum Cleaner
Power Cord
Powered Wheelchair
Printed Circuit Board
Printed Tape
Printer Ribbon
Printing Machine
Projector
Radiant Heat
Radiant Heating
Rechargeable Flashlight
Rewinding Machine
Roll Label
Safety Vest
Security Door
Self-adhesive Label
Shopping Cart
Skin Care Product
Skin Cream
Spiral Staircase
Stereo Microscope
Storage Box
Storage Racks
Temperature Controller
Terminal Blocks
Thermocouple
Toner Cartridge
Towel Dispenser
Treadmill
Venetian Blind
VoIP Phone
Walkie Talkie
Water Filter
Wheel Chair
Wheelchair
Wire Shelving
Wood Flooring
Wristbands
Quick Index
A B C D E F G H I J K L M N O P Q R S T U V W X Y Z